PPD, or Permanent Partial Disability coverage in workers’ compensation refers to the benefits provided to employees who have sustained a lasting impairment due to a work-related injury. This coverage compensates for the reduced ability to earn wages, reflecting the degree of disability as assessed by medical professionals.
These benefits are typically paid weekly after you reach Maximum Medical Improvement (MMI), the point when your condition has stabilized. Your doctor assigns a PPD rating, which is a percentage showing the extent of your impairment, and the Arkansas Workers’ Compensation Commission reviews and approves this rating.
If you’ve been hurt on the job in places like Fort Smith or Bentonville, getting your PPD rating right can make a huge difference in your benefits. Jason M. Hatfield has earned a reputation across Arkansas for standing up for workers and making sure their injuries are properly evaluated. Call (479) 361-3575 to schedule a free consultation and get the answers you need.
What is a PPD Rating for Workers’ Compensation?
A PPD rating in workers’ compensation is a medical assessment that determines the extent of an individual’s permanent partial disability resulting from a workplace injury. This rating, expressed as a percentage, is crucial for calculating the compensation amount an injured worker is entitled to receive. An example would be if you injured your head, shoulders, neck, mid or lower back, which is classified as the body as a whole, you would use your impairment rating (let’s say 10 percent) and multiply it by 450. That means that 450 multiplied by 10 percent yields 45 weeks of workers’ compensation benefits.
The PPD benefits you receive are generally 75 percent of your Temporary Total Disability (TTD) rate. Multiply the number of weeks by the PPD rate to figure out your benefits.
Insurance companies sometimes disagree with your doctor’s rating and may try to lower your benefits. If this happens, you have the right to challenge the rating and request a hearing before the Arkansas Workers’ Compensation Commission.
If you’re considering a settlement in Northwest Arkansas, you should understand exactly what you’re giving up and what you’re gaining. Jason M. Hatfield can walk you through every detail so you feel confident in your choice. Call (479) 888-4952 for a no-cost case review.
What Does PPD Mean at Work?
At work, PPD stands for Permanent Partial Disability, a classification used in workers’ compensation to describe a condition where an employee is permanently impaired but still capable of performing some work duties. This classification ensures that the employee receives appropriate compensation for their reduced earning capacity.
Insurance companies sometimes disagree with your doctor’s rating and may try to lower your benefits. If this happens, you have the right to challenge the rating and request a hearing before the Arkansas Workers’ Compensation Commission.
Understanding what PPD means at work is crucial, and Jason M. Hatfield is here to guide you. Celebrated for his legal acumen and commitment to justice, Jason’s firm has been instrumental in protecting the rights of injured workers. If you’re in Arkansas and require expert guidance, reach out to us at (479) 361-3575 today.
Is PPD the Same as a Settlement in Workers’ Compensation?
PPD is not the same as a settlement in workers’ compensation. While PPD refers to ongoing benefits for a permanent partial disability, a settlement is a one-time payment agreed upon between the employee and the employer (or the insurer) to resolve a workers’ compensation claim. Settlements can include compensation for PPD but may also encompass other aspects of a claim, such as medical expenses and lost wages.
If you live in Fayetteville, Springdale, or Fort Smith, it’s important to know exactly what you’re entitled to under Arkansas law. At Jason M. Hatfield, P.A., our legal team has helped injured workers across Northwest Arkansas get the benefits they deserve. Call us at (479) 361-3575 today and find out how PPD coverage can help you move forward.