IN 2019, MORE THAN
suffered some kind of workplace accident
Workers’ compensation is a form of insurance providing a safety net for workers who are injured or fall ill at a workplace.
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This means that the state uses the National Council on Compensation Insurance to figure out workers' compensation rates and oversee the assigned risk in the state.
Employers can be penalized & potentially lose workers' compensation protections under state laws if they do not carry workers' comp insurancfe.
Do these following steps immediately to ensure you get a good start filing your workers’ compensation claim.
1
Do it verbally and in writing, and keep a copy of all written documents for your files.
2
Include witness names, contact information, time and location of the accident.
3
Inform your doctor that were injured at work, follow medical advice and get a note from the doctor if the injury prevents you from working.
4
Discuss your case with a trusted workers’ compensation lawyer to protect your legal rights and help you navigate the workers’ compensation process.
There are two types of workers’ compensation: medical coverage benefits & income-replacement benefits.
Benefits include standards costs such as:
- Emergency room treatment
- Follow-up doctors’ appointments
- Physical or occupational therapy
Prescription drug Reimbursement for travel to healthcare appointments Prosthetic devices Surgeries
- Temporary Partial Liability Benefits
- Temporary Total Disability Benefits
- Permanent Partial Disability Benefits
There are four types of income replacement benefits under the Arkansas workers’ compensation system:
- Permanent Total Disability Benefits
However, if your injuries are serious, legal representation can go a long way toward ensuring you get appropriate compensation for your situation.
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